Blue Cross Blue Shield (BCBS) is a health insurance provider that can offer coverage for addiction and alcoholism treatment nationwide. Within their network of services, residential treatment centers, partial hospitalization programs (PHP) and intensive outpatient services are included. Being one of the largest health insurance providers in the country, the possibilities for substantial coverage are numerous for their recipients.
Although the cost of rehab can seem to be a variable in the way of a speedy recovery, under Blue Cross Blue Shield much of the expenses will likely be covered depending on the type of plan one has. Most plans include some degree of mental health and addiction treatment benefits. Being a household name, most credible treatment centers accept their insurance plans as a form of payment.
Under a group plan, such as an employer sponsored plan, the percentage of addiction and alcoholism treatment that will be covered can be comparable to other hospital services, like surgery, for example. For an individual coverage plan, mental health and addiction services are probably a part of the benefits. The exact nature o these benefits may differ in accordance with factors such as what state one lives in and where an individual is seeking treatment.
Do some research on what benefits will apply within your specific set of circumstances. Visit the Blue Cross Blue Shield website. It’s also advisable to speak with a representative from the insurance company. Inquire about coverage for substance abuse treatment related to your particular insurance plan. Ask for assistance locating treatment centers that accept Blue Cross Blue Shield and find out what the maximum amount of coverage will be for the services offered at any given treatment facility. Understanding this kind of information will reveal that covering the cost of rehab in fact manageable and doable. Yes, rehab can be expensive. Fortunately most insurance companies are required by law to provide some amount of coverage for drug addiction and alcoholism solutions for their customers. Blue Cross Blue Shield is a provider known for adhering to such rules and regulations, making them a trustworthy source of dependable healthcare support.